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Ep 412: Best Reason to Delay Social Security To Age 70

September 23, 2026
When is a good time to start your Social Security? David McKnight reveals why smart retirement planning means waiting until age 70 for reasons that have nothing to do with a bigger check… and everything to do with the years in between being your best window for Roth conversions.  In this episode,...

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David McKnight
David McKnight is a highly regarded speaker whose workshop The Power of Zero has been seen by thousands of Americans across the country. He has made frequent appearances on Bloomberg Radio, The New York Times, CNBC, Yahoo! Finance, Nasdaq.com, Reuters, Investor’s Business Daily and numerous other national publications. Most recently David was a main platform speaker at Forum 400, an annual gathering of the top 1% of financial advisors in the country. In the summer of 2014, he was a Focus Speaker at the annual world-wide meeting of the Million Dollar Round Table in Toronto, Canada.

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Ep 412
Best Reason to Delay Social Security To Age 70
September 23, 2026Duration: 09:33

When is a good time to start your Social Security? David McKnight reveals why smart retirement planning means waiting until age 70 for reasons that have nothing to do with a bigger check… and everything to do with the years in between being your best window for Roth conversions.  In this episode,...

Listen to EpisodeListen to Episode
Ep 412
Best Reason to Delay Social Security To Age 70
September 23, 2026Duration: 09:33

When is a good time to start your Social Security? David McKnight reveals why smart retirement planning means waiting until age 70 for reasons that have nothing to do with a bigger check… and everything to do with the years in between being your best window for Roth conversions.  In this episode,...

Listen to EpisodeListen to Episode
Ep 411
Should You Stop Roth Conversions at the 22% Tax Bracket?
September 16, 2026Duration: 10:57

Should you stop your Roth conversions at the 22% tax rate, or push into the 24% bracket?  David McKnight responds to a viewer's detailed case for stopping early, revealing why optimizing this year's tax bill can be the wrong retirement planning move over a 30-year horizon. You'll discover his "rip t...

Listen to EpisodeListen to Episode
Ep 411
Should You Stop Roth Conversions at the 22% Tax Bracket?
September 16, 2026Duration: 10:57

Should you stop your Roth conversions at the 22% tax rate, or push into the 24% bracket?  David McKnight responds to a viewer's detailed case for stopping early, revealing why optimizing this year's tax bill can be the wrong retirement planning move over a 30-year horizon. You'll discover his "rip t...

Listen to EpisodeListen to Episode
Ep 411
Should You Stop Roth Conversions at the 22% Tax Bracket?
September 16, 2026Duration: 10:57

Should you stop your Roth conversions at the 22% tax rate, or push into the 24% bracket?  David McKnight responds to a viewer's detailed case for stopping early, revealing why optimizing this year's tax bill can be the wrong retirement planning move over a 30-year horizon. You'll discover his "rip t...

Listen to EpisodeListen to Episode
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