Episode 360: What is the Power of Zero Retirement Philosophy?

David McKnight walks you through what he believes to be the retirement strategy of the future: the Power of Zero approach. Congress recently passed the One Big Beautiful Bill Act, which makes the Trump tax cuts permanent. The brackets were set to expire in 2026, but now we’re told they’re here to stay… By 2035, the U.S. will need massive infusions of cash just to cover the interest on the debt of $37 trillion, not to mention Social Security, Medicare, Medicaid, and defense. When the Government needs money and no one else will loan it the money, it does the one thing it’s always done in the past: raise taxes. Remember: even though tax rates are low today, they won’t stay that way forever. Congress can change the rules anytime it needs more revenue. David illustrates the main goal of the Power of Zero approach and how it works: it’s all about creating multiple streams of tax-free income, none of which show up on the IRS’ radar, but all of which contribute to you being in the 0% tax brack...