Episode 410: Why Not Put Your Entire Retirement into 5.25% Treasuries? (Have You Won the Game?)

Is putting your entire retirement planning strategy into 30-year treasuries really the safe bet it seems?  David McKnight reveals why this approach could expose you to two hidden risks, and explains how the stock market and annuities might hold the real key to protecting your income. In this episode, David McKnight looks at whether putting your entire retirement portfolio into 30-year treasuries is the way to go.  While it may seem like a pretty compelling argument, there's a major problem with this strategy – and it comes down to two things: taxes and inflation. The U.S. just crossed $40 trillion in national debt.  It will continue to grow $2 trillion per year over the next 10 years, and $3 trillion per year after that… with no end in sight. David points out that buying a 30-year bond with this status quo isn't just making an interest rate decision, it's making a 30-year tax bet. The problem with inflation is that, with a conventional Treasury bond, your retirement income...